If you die first…

One of the most important things you can do for your cat is to have a set plan for them if you happen to become seriously ill, injured, or if you die first.

A lot of people are very uncomfortable when thinking about their own death. The unfortunate truth is that 100% of us will eventually die, and there’s no way around that. But, what happens to our cats when we die?

Tragically, when an owner dies many cats are surrendered to local animal control centers, shelters, or simply let outside to fend for themselves in the wild. Depending on the age and health of your cat, any of these scenarios can be an immediate death sentence.

Assuming your friends or family will step in and care for your cat might make you feel good emotionally, but does not actually guarantee that your cat will be cared for by those people. Your friends and family may love visiting with your cat, but visiting is very different from accepting physical/emotional/financial responsibility for them.

What can you do to protect your cat if they outlive you? Make a plan to include the following things:

Emergency Caretaker

An emergency caretaker is someone who can be called at any time to provide temporary care in the form of feeding, watering, medicating, and cleaning litter boxes. The emergency caretaker may or may not be the same person who will act as your cat’s legal guardian.

You should have at least one person who can act as an emergency caretaker for your cat. Ideally this would be someone who does not live with you but who does have 24/7 access to your home.

A spouse, partner, or roommate should be able to act as an emergency caretaker, but it is important to have another person identified in case the person you’re living with is incapacitated at the same time that you are, or is otherwise unavailable to provide care.

Your emergency caretaker should be instructed on what your plans are for your cat, and where to find written instructions regarding their care.

Written Instructions

You know your cat’s routine, but your emergency caretaker probably has no idea about the details of your cat’s habits and schedule. Having a written set of instructions for the care of your cat, and having those instructions in plain view and easy to follow is very important.

Example

In my house I have the instructions on the front of my refrigerator inside paper protectors. I have 2 packets, side by side.

Packet 1

Emergency Contact Page

  • The contact person for my own emergency needs including medical and financial decision making.
  • The contact information for my cat’s emergency caretaker
  • The list of my veterinarians
    • Primary and Emergency
  • The list of my cats with basic descriptions and health problems
    • This is perhaps the single most important piece of information you can include on this page.

Roscoe’s story shows why listing the descriptions and number of your cats is important.

See the original post on Facebook

Other Important Info

Additional pages in this packet contain details on:

  • Where to locate medical files for my cats
  • Where to locate all the supplies for my cats
  • Favorite hiding spots my cats like to use
  • Legal guardian information for who my emergency caretaker should contact to take permanent custody of the cats

Packet 2

Medication List

  • A quick list with the details for any/all medications and supplements my cats take with instructions on when/how they are taken
  • This page also has notes about how each cat prefers to take their pills and which cats receive subq fluids
  • List includes special indicators if the medications are refrigerated so that nothing is forgotten

Diet Information

This page includes details on the times of day they’re accustomed to being fed, what foods they like to eat, favorite snacks, etc.

Basic Behavior Notes

I’ve also included a brief description of each cat’s normal behaviors, likes/dislikes, play habits, litter box habits, and anything else that might be useful to a new person who is unfamiliar with them.

Guardian

Aside from an emergency caretaker you should also have someone who can act as a legal guardian for your cat. The guardian is a person or organization who is tasked with taking over the care of your cat. The guardian will take physical custody and financial responsibility for their care.

Hearts That Purr Feline Guardians has a very good explanation about what guardianship entails and why it is important.

Legal Documentation

Having legal documentation to solidify the guardianship arrangement for your cat is necessary to guarantee that your wishes for your cat will be honored after your death. Typically this will be in the form of a Last Will and Testament.

Having a Will prepared by a qualified estate attorney can be expensive. So, if you don’t have a Will you can start by writing a specific set of instructions for who should take care of your cat and under what circumstances. To have the best chance of this document being honored both you and the intended guardian should sign it. Preferably you will have this notarized as well.

Financial Arrangements

Depending on your financial situation and the agreement you have reached with your feline guardian you may also be making financial arrangements to cover the cost of care for your cat after you die.

It is important that the financial arrangements you make are legally enforceable so that your chosen guardian can’t just accept the money and abandon your cat. It’s also important to make sure that any money you set aside for a guardian isn’t contested or taken away by anyone else who would inherit from your estate. The best way to ensure that your financial arrangements are protected is to work with an estate attorney to create the necessary documentation for this arrangement.

If you don’t have any money to leave behind for your cat’s care you may want to look into purchasing a life insurance policy for yourself if you don’t already have one. Setting your cat’s legal guardian as the beneficiary is one way to provide for your cat after you’re gone.

It would be best to have a lawyer help you figure out the best financial arrangement, but if that isn’t possible, then just do the best you can.

Tip: When making financial arrangements, pretend that the person or organization who will receive your money is completely corrupt and totally unethical. Try to think of any way that they could steal your money without providing care for your cat. If you think of the ways things can go wrong you can make a better plan to protect your cat from it.

Notify People of Your Pets and Plans

If you are seriously ill, injured, or if you die unexpectedly, it is important that any person around you can quickly discover that you have a cat who is in need immediate of care, and can follow the plans that you have laid out for them. Here are some things you can do:

  • Set the lock screen on your cell phone with a message like “My cat is home alone, call (name of emergency caretaker)”
    • Be sure your emergency caretaker is set as an Emergency Contact in your phone so that anyone can call them without having to get your phone unlocked first
  • Put a card in your wallet right behind your driver’s license or identification card with the same message
    • First repsonders (police, fire, EMS) and hospital staff are trained to look for in wallets and behind identification cards for emergency contact information
  • Have a custom made keychain with with message your cat is home alone
  • Design a custom phone case with that message
  • Keep written instructions freely visible in your home about your pets
  • Add window decals to your home so that first responders are aware of your cats
  • If you’re friendly with your neighbors, make sure they know you have cats
  • If you rent, make sure your landlord is aware that you have cats and that you have a specific plan for their care should anything happen to you
  • If you like jewelry, consider having a custom piece made that includes the “my cat is home alone message”
  • Make sure your co-workers know that you have a cat and a plan. If you’re friendly with your co-workers you can also show them how to find the contact info for your emergency caretaker

Periodic Review and Updates

Creating your plan the first time is the hard part. After your plan is created all you really need to do is make sure to keep it updated.

It’s a good idea to review your documents at least once per year and make any updates that are needed.

In my house the thing that changes most often is the mediation list for my cats, so that is updated almost every month. My other documents haven’t changed much since they were first created a couple years ago.